Amit Kumar Bhaumik, Seema Sharma (2026) “Service Quality, Customer Satisfaction, Health Insurance Literacy, and Perceived Health Outcomes Among Policyholders in Darjeeling and Jalpaiguri Districts of West Bengal, India: An Empirical Investigation”, International Journal of Special Education, 41(13s), pp. 666–679. Available at: https://internationalsped.com/index.php/ijse/article/view/4230 (Accessed: 21 September 2026).